2023, Vol. 4, Issue 2, Part C
Capital efficacy in urban cooperative banks
Author(s): Balkhande Sunil Sakharam and Dr. Sarika Agarwal
Abstract: Urban Cooperative Banks (UCBs) serve as vital financial intermediaries, catering to the banking needs of urban and semi-urban areas while fostering financial inclusion and local economic development. Amidst evolving regulatory requirements and dynamic market conditions, the capital efficacy of UCBs emerges as a critical determinant of their stability, resilience, and growth prospects. This study endeavors to conduct a comparative analysis of capital efficacy across UCBs, examining the factors influencing capital adequacy levels, risk management practices, and their implications for financial performance. The research adopts a mixed-methods approach, combining quantitative analysis of financial data with qualitative insights from interviews with key stakeholders in the UCB sector. Utilizing a sample of UCBs operating in diverse urban centers, the study assesses the capital adequacy ratios, capital structure dynamics, and regulatory compliance frameworks employed by these institutions. By benchmarking against regulatory standards and industry best practices, the research aims to identify patterns, trends, and disparities in capital efficacy across different UCBs.
Pages: 295-298 | Views: 37 | Downloads: 15
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How to cite this article:
Balkhande Sunil Sakharam, Dr. Sarika Agarwal. Capital efficacy in urban cooperative banks. Asian J Manage Commerce 2023;4(2):295-298.
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