2025, Vol. 6, Issue 1, Part D
The extent of the impact of financial decisions in enhancing strategic flexibility and its reflection in sustainable competitive advantage (An applied study in Iraqi commercial banks)
Author(s): Ameen Salih Sabti Al-Shammari
Abstract: Through an analytical study of a sample of Iraqi commercial banks, the current research aims to investigate the impact of financial decisions in their dimensions (investment decision, financing decision) by improving strategic flexibility and its reflection on sustainable competitive advantage in its dimensions (quality of banking service, excellence). In addition to the management's tireless efforts, this research came about as a contribution to the field, and in order for the research to accom, its problem was formulated with a number of questions. To answer the questions raised in the research problem, a number of hypotheses were adopted that addressed the research topic. To identify the validity of these hypotheses, data related to the research topic were collected, based on the questionnaire form that was prepared for this purpose, and the descriptive analytical approach was used, In order to test the research hypotheses, the researcher gave out 150 questionnaires to a sample of employees in the aforementioned field who held the following positions: General Manager, Assistant General Manager, Head of Department, Head of Division, and Head of Financial Unit. Some of the 119 questionnaires that were recovered were deemed invalid. The statistical software (23.SPSS V) was used to analyse the 23 valid questionnaires, which accounted for 96 of the total disseminated surveys. The study came to several conclusions, the most significant of which are as follows: The sustainable competitive advantage is affected by the financial decisions made by commercial banks, but this effect is mediated by an intermediary variable strategic flexibility that is a characteristic of commercial banks. The study's suggestions for bank management include the necessity of paying attention to the financial decision-making process within its strategy framework while accounting for the external elements brought on by the economic, political and health circumstances, including changes in the price of oil, the Iraqi dinar's exchange rate, and events related to the Corona crisis. Drawing from the study's findings and recommendations, the researcher proposed a series of future research projects, including one on the complementary relationship between strategic flexibility and financial decisions and how it affects sustainable competitive advantage.
Pages: 340-349 | Views: 50 | Downloads: 31
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How to cite this article:
Ameen Salih Sabti Al-Shammari. The extent of the impact of financial decisions in enhancing strategic flexibility and its reflection in sustainable competitive advantage (An applied study in Iraqi commercial banks). Asian J Manage Commerce 2025;6(1):340-349.
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