2025, Vol. 6, Issue 2, Part D
Challenges and risks associated with Fintech integration in Indian Banks
Author(s): Sunil S, Devarajappa S, Sunil S and Manjunatha B
Abstract: Indian banking is shifting towards a paradigm shift due to the incorporation of Financial Technology (Fintech). Although such transformation can positively affect the level of operational efficiency, customer satisfaction, and financial inclusion, it creates complicated challenges, especially to employees. The present conceptual paper dwells on discussing the range of risks and challenges using the perspective of the employees within the framework of the Fintech integration in Indian banks. Based on a thorough investigation of scholarly and working literature, the research highlights the following dimensions, technological flexibility, job security issues, the necessity to regularly upskill, ethical issues, and corporate preparedness. The paper will end by giving strategic recommendations on how to channel the same to support the challenges by making Fintech a more human-centered transition.
DOI: 10.22271/27084515.2025.v6.i2d.666
Pages: 348-352 | Views: 395 | Downloads: 93
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How to cite this article:
Sunil S, Devarajappa S, Sunil S, Manjunatha B. Challenges and risks associated with Fintech integration in Indian Banks. Asian J Manage Commerce 2025;6(2):348-352. DOI: 10.22271/27084515.2025.v6.i2d.666
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