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Asian Journal of Management and Commerce
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Impact Factor: RJIF 5.61, P-ISSN: 2708-4515, E-ISSN: 2708-4523
Peer Reviewed Journal

2025, Vol. 6, Issue 2, Part H


Impact of fintech on financial inclusion of genenal Public: A study on accessibility and adoption in Tumkur District


Author(s): Gopala KN

Abstract: The rapid growth of Financial Technology, or FinTech, has made a big impact on financial inclusion, especially in developing areas. This study looks into how FinTech affects the financial access of everyday people in Tumkur District, Karnataka, India. By utilizing digital payment systems, mobile banking, and peer-to-peer lending platforms, FinTech has the ability to connect traditional banking services with those who are often left out. The research uses a mixed-method approach, combining surveys and interviews with local residents, financial service providers, and policymakers to evaluate how accessible, affordable, and well-known FinTech solutions are. Early findings indicate that adopting FinTech has improved financial inclusion by making it easier for people, particularly in rural and low-income communities, to access credit, savings, and insurance products. However, there are still hurdles to overcome, such as digital literacy, infrastructure issues, and regulatory challenges. The study emphasizes the importance of targeted policy measures and financial education to fully harness FinTech's potential in fostering inclusive economic growth.

Pages: 757-764 | Views: 306 | Downloads: 36

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Asian Journal of Management and Commerce
How to cite this article:
Gopala KN. Impact of fintech on financial inclusion of genenal Public: A study on accessibility and adoption in Tumkur District. Asian J Manage Commerce 2025;6(2):757-764.
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