2025, Vol. 6, Issue 2, Part O
FinTech adoption and its impact on financial literacy and behaviour among college students in Kerala
Author(s): Janssen Joseph
Abstract: The financial technology (FinTech) revolution has transformed the way individuals’ access and manage financial services. College students, as early adopters of technology, increasingly rely on digital platforms for payments, investments, and financial planning. This study explores the use and impact of FinTech among college students in Kerala, focusing on the extent of usage, perceived benefits, and behavioural changes in financial management. Using hypothesized data from 200 students, the findings indicate a high adoption rate of mobile payment apps and digital banking, a significant influence on financial literacy, and improved money management skills among users. The study concludes that FinTech has a positive socio-economic impact but highlights the need for enhanced digital security awareness and institutional support for responsible financial behaviour.
DOI: 10.22271/27084515.2025.v6.i2o.858
Pages: 1340-1344 | Views: 112 | Downloads: 72
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How to cite this article:
Janssen Joseph. FinTech adoption and its impact on financial literacy and behaviour among college students in Kerala. Asian J Manage Commerce 2025;6(2):1340-1344. DOI: 10.22271/27084515.2025.v6.i2o.858
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