2025, Vol. 6, Issue 2, Part V
Determinants of non-performing assets in banks and their impact on asset quality metrics: Evidence in India
Author(s): Meenakshi A Singh and Ishi Mohan
Abstract: The present study is aimed at exploring the causal relationship between different determinants of NPA and asset quality metrics representing non-performing assets in Indian banking industry. The data comprises of different parameters of NPA such as GNPA & NNPA about two public sector and two private banks. The data spans for a period of eight years from April 01, 2017 to March 31, 2025 and multiple regression technique has been applied to unfold the causal relationship. All the explanatory variables viz. recoveries; restructured loan; written-off assets and stressed assets have significant causal impact on gross & net non-performing assets during the window period of the study. The results purport that the banking industry may be able to curtail the prevalence of NPA by using a blend of independent variables documented in the study.
DOI: 10.22271/27084515.2025.v6.i2v.941
Pages: 2013-2018 | Views: 83 | Downloads: 33
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How to cite this article:
Meenakshi A Singh, Ishi Mohan. Determinants of non-performing assets in banks and their impact on asset quality metrics: Evidence in India. Asian J Manage Commerce 2025;6(2):2013-2018. DOI: 10.22271/27084515.2025.v6.i2v.941
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